RBC Online Casinos

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How To Gamble Online With A Royal Bank Of Canada Account

With a few simple steps, you can use your personal RBC account for online gambling

The Royal Bank of Canada, or informally, RBC, is the second oldest of the Big Five banks, being formed (est 1864) some three decades after ScotiaBank (est 1932).

Scotiabank was the first to begin blocking gambling transactions to offshore accounts and each of the big banks has followed suit to some degree or another since then.

The current RBC online banking agreement states that they may, at their discretion “…prevent your Account from being used for certain types of transactions as determined by us, including transactions connected to internet/online gambling.

They follow that statement with a note saying that …lawfully established provincially run lottery corporation gambling websites are excluded from the disclosure.

RBC Card Terms

For reference, here are some examples of their product terms and conditions as they apply to online gambling.

RBC Virtual Visa Debit

You may not use your Virtual Visa Debit Number for any illegal, improper or unlawful purpose. We also reserve the right to prevent your Virtual Visa Debit Number from being used for certain types of transactions as determined by us, including but not limited to transactions connect to Internet gambling.

NOMI Find & Save

We reserve the right to prevent your NOMI Find & Save Account from being used for certain types of transactions as determined by us, including transactions connected to internet/online gambling, except for internet/online gambling-related transactions that are offered through a lawfully established provincially run lottery corporation in Canada;

RBC Visa Prepaid Card

RBC Royal Bank Prepaid Gift Card

RBC Royal Bank® Non-reloadable Visa Commercial Prepaid Card Agreement

RBC Royal Bank® Standard Visa Prepaid Incentive Card

RBC Royal Bank® Credit Card

RBC® RateAdvantage® Visa

We also reserve the right to prevent your Card or your Card number from being used for certain types of transactions as determined by us, including transactions connected to Internet gambling

RBC Royal Bank® Business Credit Card

You are responsible for obtaining such agreements or commitments that you consider appropriate from Cardholders with respect to the use of their Card, including to ensure that the Card will not be used to purchase or pay for gambling, online gaming, illicit drug transactions or for any other illegal, improper or unlawful purpose, or if it has expired. We may refuse to authorize any other types of transactions at our discretion.

Be that as it may,  some players still have some luck depositing to offshore Canadian casinos online, but it is a hit or miss proposition most of the time. The best-case scenario is that a credit or debit card purchase is confirmed, but treated as a cash advance.

RBC Customers can still gamble online!

There is a host of methods other than bank-branded Visa and Mastercards or direct bank wire transfers – the two payment methods of which are most likely to be blocked.

We’ll explore all of the current Canadian online casino banking options here for our readers who are RBC customers.


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RBC Visa and Mastercard

Rather than attempting to purchase offshore casino credits with your bank-issued Visa or Mastercard
it is almost always better to use a bank card to fund an alternative deposit method.

This is not the ultimate or ideal way to gamble offshore, but it does work.

We’ll go into details on the best methods for most players a little further in. These are Interac e-Transfer and other instant banking followed by electronic wallets like ecoPayz that are still available to Canadian gamblers online.

Deposit using another service funded by an RBC debit card or account

Interac Online is like a virtual debit card and operates differently from Interac e-Transfers. While some casinos still accept this Interac product, many customers are reporting declined transactions outside of provincial online casinos like PlayNow.

Neosurf and Inpay are popular casino banking methods that can be funded with a debit card from the Royal Bank of Canada.

With a myneosurf account, and at select casinos offering the Outpay service by Inpay, you will also be able to withdraw using them.

Paysafe cards can also be purchased with your bank debit card as can Vanilla pre-paid cards. These cards do not allow withdrawals back to the deposit method, so you will need another way to collect your winnings.

Some of the casinos listed here will also have an “instant gift card” option.

From the casino cashier, you will enter a secure portal where you can use your personal RBC debit or credit card to purchase a voucher. The voucher is then instantly converted into casino credits after you enter the unique code given to you by the gift card processor.

Bitcoin can currently still be purchased at exchanges like Coinbase using an RBC debit card (no credit card purchases are allowed).

If you have a PayPal account you can instantly cash out your winnings from Coinbase to your PayPal account.

Canadian e-Wallets for RBC Customers

While Skrill and Neteller no longer allow offshore casino transactions by Canadians, there is still another less well-known option.

Fund this electronic wallet with your RBC account:

ecoPayz – Using an ecoPayz electronic wallet is one of the best options for players who prefer to park their money in a virtual wallet. Deposits and withdrawals are nearly effortless. Just be sure to check for the ecoPayz logo in both the deposit and withdrawal sections of the cashier.

Instant Casino Banking with RBC

And the winner is…

Interac e-Transfer

This is the best method of casino banking for Canadians, especially customers at RBC. It is safe, convenient, and fast. Notifications and instructions are sent via SMS and email, and some casinos will only accept Interac e-Transfers from RBC.

If you have an RBC bank account, a mobile phone, and an email address, you are already set up to deposit and withdraw at most Canadian online casinos. One further step will make the withdrawal process effortless. Simply activate “Auto Deposit” on your bank’s Interac page so that no security questions and answers are needed for the casino to deposit funds directly into your RBC account.

For a step by step guide to depositing into an online casino using Interac e-Transfer and your Royal Bank of Canada account online, please see the article here.

Instadebit – This homegrown Canadian casino banking method also works for deposits and withdrawals. You can create an account “on the fly” from within the banking section of any casino that offers the method. Alternately, simply go to Instadebit.com and create a free account.

iDebit – This eWallet works a lot like Instadebit, except that it may not appear as a withdrawal option at some casinos. As with any deposit and withdrawal method, it is always wise to check the cashier section or have a quick chat with customer service to be sure you can fund your account and collect your winnings with the method.

Online Gambling with RBC Conclusion

While it may not be possible to do direct deposits and withdrawals at Canadian online casinos with your personal Royal Bank of Canada account, easy solutions are as simple as a single step away in some cases. Instant banking is currently the most efficient and most often successful method of staking your bankroll and retrieving your winnings. However, not all players have access or feel comfortable with the “system”.

For these people, we present several alternatives. No matter how you prefer to transfer your money, there is a solution for every RBC customer. If you want to play at the many overseas casinos for a better game selection, higher payout percentages, or any other reason, our helpful guides will have you up and running and playing your favorite slots, cards, or table games quickly, safely, and securely.


You can do an e-Transfer to an online casino directly through the payment gateway on their website when you make a deposit.  For a complete guide read our article here.

Transactions using e-Transfer can only be canceled if the recipient has not yet deposited the funds into their account.  This can be done by using the guide on RBC’s official website here.

No.  The success rate for depositing with RBC debit and credit cards is now extremely low. If you want to make a transaction to an online casino you will need to use an intermediary service like Interac, Instadebit, iDebit or an eWallet such as ecoPayz to store funds.


Slots enthusiast and avid online gambler, Lars has a passion for dispelling myths and providing insights into the industry from a nonbiased perspective. He is an editor to CanadianCasinos.ca and has been a contributing member since inception.